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Having the right auto insurance policy can help you save money if you’re involved in an accident or you experience a covered loss, such as a tree falling on your car or theft. At Think Pink Insurance, we’re committed to helping you find the auto insurance policy that meets your needs at an affordable price. Don’t wait any longer to find out what it means to be covered through Think Pink Insurance could mean for you—give us a call today to get started.
Why Auto Insurance Is Important
An auto insurance policy is designed to provide you with a layer of financial protection against property, liability and medical costs following an accident. In Texas, an at-fault state, if you’ve caused an accident, you’re responsible for paying for the third party’s losses as well. This means that in addition to paying for the damages on your own personal vehicle, you’ll also be responsible for paying for any applicable third-party bodily injuries and property damages.
Without the right auto insurance policy, you could be paying for these costs out-of-pocket, which can become expensive. What’s more, Texas state law requires that you carry minimum amounts of certain types of auto insurance, so you could risk fees or penalties if you don’t have coverage.
How Auto Insurance Works
When you buy a car insurance policy, you’re entering in an agreement with the insurer to get coverage as defined by your policy in exchange for regular premium payments. Then, if you experience a covered loss within your policy’s term or the time your policy is active, you may be able to file a claim to have your auto insurance company assist you with covering the damages. Depending on the policy you have, the coverage you’ve chosen, and the type of claim you are trying to file, you may have to pay a deductible, which is your predetermined out-of-pocket cost before insurance kicks in, before insurance kicks in.
How Much Auto Insurance Do I Need?
Determining how much auto insurance you need is a complex process. You’ll want to ensure that you carry enough insurance to satisfy Texas’ state auto insurance requirements and any applicable lender requirements. A Think Pink Insurance agent can help you navigate your auto insurance needs and find an appropriate policy.
Where to Get Auto Insurance
If you’re in the Haltom City area or surrounding communities, Think Pink Insurance is here to help. We’re proud to work with a variety of carriers and can put in the work to compare car insurance for you. Call us today to get your customized auto insurance quote or find out how we can help.
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